Tag: mortgage lending

The American Housing Market Resembles 2006

The American Housing Market Is Resembling 2006. Is It Deja Vu All Over Again? The American housing market is sound disturbingly familiar to us who survived the housing crash 15 years ago. Skyrocketing home prices have very suddenly leveled off. Recession fears are swirling and the number of home sales has dropped off in the…

By Steve
3 min read

Mortgage Payments Increased 17% Annually In July

The Mortgage Bankers Association Says Mortgage Payments Increased 17% Annually As Homebuyer Affordability Becomes More Challenging The Mortgage Bankers Association says homebuyer affordability remained unchanged in July from June. However, mortgage payments increased 17% from last year. The MBA’s Purchase Applications Payment Index (PAPI) measures how new monthly mortgage payments vary across time. The index…

By Steve
2 min read

First Internet Bank Closing It’s Consumer Mortgage Business

First Internet Bank Decides To Close It’s Consumer Mortgage Business After Facing Steep Declines In Origination Volume First Internet Bank is shutting down its consumer mortgage business. The Indiana based lender claims its due to a steep decline in mortgage volumes. The company also said the negative outlook for mortgage lending also contributed to the decision.  First…

By Steve
2 min read

New American Funding Lays Off 240 Employees

Broker Solutions Incorporated Doing Business as New American Funding Lays Off 240 Employees California-based New American Funding (NAF) said Tuesday it has reduced its workforce by about 240 positions this week. It had previously laid off employees in August. Broker Solutions Incorporated doing business as New American Funding is a family-owned company. Broker Solutions started…

By Steve
2 min read

AnnieMac Announces It Has Stopped Funding Wholesale Loans

AnnieMac Announced It Has Stopped Accepting Wholesale Loans As Of 5pm On September 27, 2022 American Neighborhood Mortgage Acceptance Co. LLC (AnnieMac) has joined the exodus of mortgage lenders exiting the wholesale mortgage market.  AnnieMac also said all new loan submissions after 5 pm on September 27th would be denied. In addition, the company said…

By Steve
2 min read

Santander Withdraws From Mortgage Lending For New Customers

Santander Withdraws From Mortgage Lending For New Customers. Lenders Pull 300 Deals In 24 hours Santander became the latest high street bank to withdraw mortgage products for new customers. As a result, lenders pull nearly 300 mortgage deals in the past 24 hours by banks and building groups. Nationwide Building Society also increased the interest…

By Steve
2 min read

Rocket Mortgage Management Tries To Sabotage An RE Closing

Rocket Mortgage Management Bullied An Employee And Tries To Sabotage His Real Estate Closing By Refusing To Give His Lender A Verification Of Employment For years I have written about the cattiness and cult like mentality of Rocket Mortgage management on MFI-Miami. But this recent incident is just over the top. Management bullied an employee….

By Steve
3 min read

Mortgage Loan Originations Down 57%

Mortgage Loan Originations Down 57% Since Beginning Of The Year. Rate Locks Fell 8.9% In August Black Knight Inc. says mortgage loan originations fell by 57% since the beginning of the year and in August, they fell to a four-year low. Originations also fell nearly 9% from July. The mortgage data provider released its Optimal…

By Steve
2 min read

New American Funding Eliminates Hundreds Of Jobs

Sources Say New American Funding Eliminated Loan Officers, Processors And Underwriters In Another Lay Off Sweep Former employees say New American Funding has laid off hundreds of employees on Tuesday. New American Funding eliminated several hundred positions. The company laid off loan officers and underwriters. In addition the company also laid off processors and training…

By Steve
2 min read